This is a full-time permanent position in the excepted service, and is included in the bargaining - unit; salary shown does NOT include geographic pay. Position is at the full performance level.
Job Title:National Bank Examiner/Bank Examiner (Compliance)
Department:Department Of The Treasury
Agency:Office of the Comptroller of the Currency
Job Announcement Number:EXT-DSC-WE-12-099
|$64,400.00 to $119,900.00 / Per Year
|Tuesday, May 15, 2012 to Monday, May 21, 2012
SERIES & GRADE:
|This is a full-time permanent position in the excepted service, and is included in the bargaining - unit; salary shown does NOT include geographic pay. Position is at the full performance level.
|FEW vacancy(s) - Des Moines, IA, USView Map
FEW vacancy(s) - Seattle, WA, USView Map
WHO MAY BE CONSIDERED:
|Open to all qualified persons.
The Office of the Comptroller of the Currency is among the top places to work in the federal government. The OCC ensures a safe and sound banking system for all Americans and ensures fair treatment and equal access for all national bank customers. Our culture promotes creative and thoughtful contributions by people in all positions, and an environment that values and encourages diversity. If you are an inquisitive, investigative individual with high standards of your own, consider the OCC.
The OCC is a bureau of the U.S. Department of the Treasury, which has a distinguished history dating back to the founding of our nation. As the steward of U.S. economic and financial systems, Treasury is a major and influential leader in today's global economy. We have over 100,000 employees across the country and around the world. Come Join the Department of the Treasury and Invest in Tomorrow.
National Bank Examiners/Bank Examiners (Compliance) conduct and assist in the supervision of compliance related activities in national banks and thrifts. They provide expertise on issues related to consumer protection laws and regulations, Bank Secrecy Act (BSA) / Anti-Money Laundering (AML), fair lending, Flood Disaster Protection Act, and Community Reinvestment (CRA). Consumer protection laws and regulations include: Truth in Lending, Real Estate Settlement Procedures, Electronic Funds Transfer, Truth in Savings, Servicemembers Civil Relief, Home Mortgage Disclosure, and Equal Credit Opportunity.
One or more vacancies may be filled in the following locations:
Western District Offices and Locations
-Des Moines Field Office located in Des Moines, IA
-Seattle Field Office located in Seattle, WA
Geographic Differential Pay Rates:
0% - Des Moines, IA
13% - Seattle, WA
- This is not an entry level or a developmental position.
- Click "Print Preview" to review the entire announcement before applying.
- Citizenship: Consistent with the Immigration Reform and Control Act of 1986 and other applicable law; applicants who are United States citizens will be preferred over equally qualified applicants who are not U.S. citizens. Due to a recent change in Federal Appropriations Law, if selected for a Federal Appointment, only "US Citizens and non-US Citizens who are permanent US residents actively seeking US citizenship as outlined in 8 USC 1324b(a)(3)(B)" are eligible for employment. If offered employment, you will be asked to provide evidence of your status. This requirement does not pertain to individuals on Federal rolls prior to the December 16, 2009, Appropriations Action.
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As a National Bank Examiner/Bank Examiner (Compliance) you will:
- Evaluate the control and management of risks inherent in a particular institution's consumer compliance related activities, including Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Community Reinvestment Act (CRA), Truth in Lending (Regulation Z), Real Estate Settlement Procedures Act (RESPA), Electronic Funds Transfer (Regulation E), Flood Disaster Protection Act (FDPA), Truth in Savings (Regulation DD), Servicemembers Civil Relief Act (SCRA), Home Mortgage Disclosure Act (HMDA), Equal Credit Opportunity Act (Regulation B) and other laws and regulations as applicable; and assess the overall risk management of those activities in community banks and thrifts, as assigned.
- Assist in providing advice on complex issues related to BSA/AML, Flood, CRA, and other compliance related activities.
- Assess the capability of management, the effectiveness of board supervision, the soundness of adopted policies and procedures, and the effect of compliance related activities on overall soundness of an institution.
- Be familiar with pertinent laws and regulations, including applicable state and national banking laws and regulations such as the CRA, BSA/AML, Flood, RESPA, HMDA, SCRA, etc.
- Conduct compliance examinations as assigned in community banks and thrifts. Supervisory activities may involve routine or complex compliance related activities.
- Plan, coordinate and monitor supervisory activities related to compliance, including assessing risk, developing supervisory strategies, determining the scope of supervisory activities, managing teams of assisting personnel, preparing reports of activities, and developing responses to address risks.
- Conduct or participate in discussions with bank management on findings and recommendations, and prepare communications to foster positive changes with the bank and maintain effective communications within the OCC to ensure appropriate coordination and follow-up activities take place.
- Provide advice and assistance on compliance related matters to field examiners or managers.
- Participate in training that addresses Community Reinvestment, fair lending, BSA/AML, Flood, Truth in Lending, RESPA, Electronic Funds Transfer, Truth in Savings, SCRA, HMDA and Equal Credit Opportunity issues for governmental agencies, the banking industry, and community based organizations.
- Safeguard equipment, sensitive data, and resources.
- Participate in various field, district, and Washington assignments as assigned.
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In order for your application to be considered, you must meet the following requirements within 60 calendar days after the closing date of this announcement: You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-IV grade level in the Federal service. The experience may have been gained in either the public or private sector. One year of experience refers to full-time work; part-time work is considered on a prorated basis. Specialized experience for this position includes:
- Analyzing the adequacy of compliance risk management programs and identifying issues, trends, and risks in consumer protection, bank secrecy, fair lending, and community reinvestment related laws and regulations. Consumer laws and regulations you should be familiar with include Truth in Lending, Real Estate Settlement Procedures, Electronic Funds Transfer, Flood Disaster Protection, Truth In Savings, Servicemembers Civil Relief, Home Mortgage Disclosure, and Equal Credit Opportunity; and
- Identifying appropriate corrective action to resolve related problems and/or mitigate associated risks.
HOW YOU WILL BE EVALUATED:
Your application includes your:
- Responses to the online questions, and
- Required supporting documents.
We use a multi-step process to evaluate and refer applicants:
1. Minimum Requirements: Your application will be reviewed to determine if you meet all requirements, including the experience required for this position. You may be found "not qualified" if you do not possess the minimum competencies required for the position. If your application is incomplete, we may rate you as ineligible.
2. Rating: Qualified applicants will be evaluated in the areas listed below. We may lower your rating if your responses to the online questions are not supported by the experience described in your application.
- Knowledge of consumer protection laws and regulations, bank secrecy, flood disaster protection, fair lending, and community reinvestment and the ability to apply them in a variety of difficult and problem situations.
- Experience identifying, analyzing and resolving complex compliance issues (both institution wide and product specific) and recommending appropriate corrective measures/actions.
- Experience and ability to assess the adequacy of compliance management programs and controls typically used to manage compliance risk.
- Ability to effectively represent the positions of the organization orally and in writing.
- Experience managing and coordinating multiple demands and adapting to shifting priorities.
Category-like Rating will be used to rank and select qualified candidates. If qualified, you will be assigned to one of three categories (Outstanding, Excellent, or Qualified) depending on your experience related to this position. Veterans' preference is applied after applicants are assessed. Preference eligible will be listed at the top of their assigned category and considered before non-preference eligibles in that category. Qualified preference eligibles with a compensable service connected disability of 10% or more will be listed at the top of the highest category.
3. Referral: If you are among the top qualified candidates, your application may be referred to a selecting official for consideration and possible interview.
We recommend that you preview the online questions for this announcement before you start the application process.
To preview questions please click here.
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We offer a workplace that is respectful, fair, and values diversity. Our comprehensive benefits are very generous - helping you to reach your personal goals by supporting your professional growth, health, well-being, and your family needs. Our benefits package includes:
- A performance-based merit pay program designed to reward employees for excellent performance;
- Ten paid holidays, 13 days of sick leave, and 13 to 26 days of vacation time each year;
- Access to insurance programs that may be continued after you retire;
- Free OCC dental and vision insurance, long-term disability, and business travel insurance.
Learn more about Federal benefits programs, click here and about OCC-specific benefits, click here.
CONDITIONS OF EMPLOYMENT:
- Important information regarding Ethics and Conflicts of Interest: As an employee of the OCC, you will be expected to follow the OCC's ethics rules, which are designed to guard against conflicts of interest that could undermine public confidence in the OCC. If you are currently employed by one of the banks under OCC's supervision, there are mandatory Recusal periods. Additionally, there are prohibitions on owning banking securities. Should you have questions concerning Ethics and Conflict of Interest requirements, please contact Human Resources.
- Relocation benefits will be paid.
- Free real estate information on job locations is available by calling OCC's relocation management firm at 1-877-237-5068.
- We may select from this announcement or any other source to fill one or more vacancies.
If selected for this position, you will be required to:
- Complete a one-year trial period (unless already completed).
- Complete a Declaration for Federal Employment to determine your suitability for Federal employment.
- If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
- Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
- Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form I-9. The documentation that you present for purposes of completing the Department of Homeland Security (DHS) Form I-9 will be verified through the DHS “E-Verify” System. Federal law requires all employers to verify the identity and employment eligibility of all new hires, and as a condition of continued employment obligates the new hire to take affirmative steps to resolve any discrepancies identified by the system. The Office of the Comptroller of the Currency is an E-Verify participant.
- Obtain and use a Government-issued charge card for business-related travel.
- Frequent overnight travel required and may vary by duty location.
- File a Confidential Financial Disclosure Report within 30 days of appointment and annually from then on.
- Complete a financial disclosure review and resolve any ethics issues.
- Successfully complete a background investigation.
HOW TO APPLY:
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The following instructions outline our application process. You must complete this on-line application process and submit any applicable required documents, by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. If applying on-line poses an extreme hardship, you must contact the human resources office no later than noon Mountain Time on the closing date. After this time, requests to apply after this time will not be granted. Treasury provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process. Hearing impaired applicants may use TDD # (202) 874-5642. Please note that all required documents must be received by the closing date and that we will determine your eligibility and qualifications based solely on the material received by the closing date.
Step 1 - Review the Job Announcement Before you apply, we suggest you review the entire job announcement. Pay close attention to the Major Duties section and the How You Will Be Evaluated section where you will see the areas upon which your application will be evaluated and a link for previewing online questions.
Step 2 - Create or Upload a resume with USAJOBS (www.usajobs.gov)
- Create or upload a resume in USAJOBS. You may wish to customize your resume to ensure it supports your responses to the online questions and addresses the Knowledge, Skills, and Abilities listed in the How You Will Be Evaluated section of the job announcement. For resume tips, click here.
- Although you must enter your Social Security Number (SSN) for USAJOBS, we will only see the last four digits for identification purposes.
Step 3 - Apply Online Click the "Apply Online" button on this announcement and then select the resume you wish to submit with your application. You will be redirected to the Department of the Treasury's CareerConnector website to complete the application process.
Step 4: Answer the Online Questions and Submit Your Online Application The first screens in the CareerConnector application system will be brought over from the profile you established in USAJOBS to verify your eligibility. Once you have finished reviewing the 19 core questions, click "Next" to record your selections. As you continue your application, CareerConnector will walk you through a series of questions specific to the vacancy.
Please Note: Your application will be saved for your convenience after each page. You must answer all the questions and click the "Finish" button at the bottom of the page to be redirected to USAJOBS where you can confirm that your application has been submitted and track your application status.
Step 5 - Review and Confirm Your Submission You will now have the option to upload a document or print fax cover-sheets for documents (see Step 6 for details). Once you click "Done," you will see a summary of your application for your review. You may also save a PDF version for your records. When you click "Finish" at the bottom of the page, you will be directed back to USAJOBS where you can confirm that your application has been submitted and track your application status.
Step 6 - Submit Documents You can submit any applicable required or optional documents (see below) by document upload, fax, or e-mail. Whichever method you choose, please include the job announcement number with your documents. To protect your privacy, we encourage you to remove your SSN from any documents that you submit.
Document Upload: You may upload documents in one of two ways:
- Once you finish answering the questions in the job announcement, you will be prompted to upload your document(s) to your application. You will be given the choice to either upload the document as part of the application process or you can select a document that you've already loaded on USAJOBS; OR
- You can upload a document to an existing application by logging into your USAJOBS account profile. Click on "My Applications" and search for the vacancy. Once you've located the vacancy, click on the vacancy and select "Apply Online." Move through your existing application to the Documents page and select Upload in order to add a document to your application. Be certain to review your complete application for confirmation that the document uploaded.
In the Application Review section, verify acceptance of your documents in CareerConnector and click on "Finish" to submit your application and return to USAJOBS. Fax: Print a fax cover-sheet in CareerConnector by following the "Faxing Supporting Documentation" instructions. The fax number will be provided on the cover-sheet.
E-Mail: Send your documents by e-mail to email@example.com. We can accept documents in the following formats: PDF or Word.
Please note that all required documents must be received by the closing date and that we will determine your eligibility and qualifications based solely on the material received by the closing date.
1. VETERANS' PREFERENCE DOCUMENTATION If you are claiming veterans' preference, you must submit a copy of your Certificate of Release or Discharge From Active Duty, DD-214 (Member 4 copy), or other official documentation from a branch of the Armed Forces or the Department of Veterans Affairs showing dates of service and type of discharge. Ten-point preference eligibles must also submit an Application for 10-point Veteran Preference, SF-15, along with the required documentation listed on the back of the SF-15 form. For more information on veterans' preference, click here.
2. SPECIAL APPOINTING AUTHORITIES DOCUMENTATION If you are applying under the Federal Employment Program for Persons with Disabilities special appointing authority, you must provide the required supporting documentation.
3. OPTIONAL DOCUMENTS: In addition to required documents, you may submit the following:
Recent performance appraisal
WHAT TO EXPECT NEXT:
You may check the status of your application for this position at any time by logging onto the USAJOBS "My USAJOBS" tab and clicking on "My Applications." You will receive final notification via email when this vacancy has been filled. Please notify us if your contact information changes after the closing date of the announcement. Also, note that if you provide an email address that is inaccurate or if your mailbox is full or blocked (e.g., spam-blocker), you may not receive important communication that could affect your consideration for this position.
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